The program register

CIBC Aventura

CIBC (Canadian Imperial Bank of Commerce)Credit cardCanadaactive

What is CIBC Aventura?

Aventura is CIBC's travel rewards program for its Aventura credit cards in Canada. Cardholders earn Aventura Points on purchases, at rates that depend on the card, and redeem them for flights on the Aventura Airline Rewards Chart, other travel booked through the CIBC Rewards Centre, gift cards, merchandise or a credit to the card balance.

Joining the program

Cost to join
credit card required
Currency
Aventura Points
Fee
Card annual fees range from none (CIBC Aventura Visa) to $139 (Aventura Visa Infinite and Aventura Gold Visa) and $499 (Aventura Visa Infinite Privilege).

Membership comes with a CIBC Aventura credit card, applied for online, at a CIBC banking centre or by phone. Card eligibility rules such as minimum income apply to some cards.

cibc.com: Rewards and points Checked

Official sources & quoted terms

Apply online, book a meeting or call; Visa Infinite needs minimum income.

Minimum annual income | $60,000 individual, or | $100,000 household

cibc.com: Rewards and points Checked

Different cards have different benefits; a qualifying card is needed for some rewards.

Different Cards have different benefits and features which are disclosed in your welcome kit and on www.cibc.com. In order to qualify for a particular type of Reward, you must have a qualifying Card.

cibc.com: Documents (PDF) Checked

Earning Aventura Points

Earn rule 1

CIBC Aventura Visa Infinite and Aventura Gold Visa: 2 points per $1 on eligible travel booked through the CIBC Rewards Centre and 1.5 points per $1 on eligible gas, EV charging, grocery and drugstore purchases.

Earn rule 2

CIBC Aventura Visa Infinite Privilege: 3 points per $1 on eligible travel booked through the CIBC Rewards Centre and 2 points per $1 on eligible dining, transportation, gas, EV charging and groceries.

Earn rule 3

CIBC Aventura Visa (no annual fee): 1 point per $1 on eligible travel booked through the CIBC Rewards Centre and on eligible gas, EV charging, grocery and drugstore purchases, and 1 point per $2 on all other purchases.

Earn rule 4

Points are earned on net card purchases, at the rate CIBC discloses for each card.

cibc.com: Documents (PDF) Checked

Official sources & quoted terms

Points per $1 of net purchases as disclosed by CIBC.

Each $1.00 CAD in net Card purchases earns the amount of Aventura Points disclosed by CIBC from time to time.

cibc.com: Documents (PDF) Checked

Aventura Visa Infinite: 2 points per $1 on travel via CIBC Rewards Centre, 1.5 on gas, EV, grocery and drugstore; $139 fee.

2 points per $1 on eligible travel booked through the CIBC Rewards Centre7 (CIBC by Expedia8) 1.5 points per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases5

cibc.com: Travel rewards cards Checked

Aventura Visa Infinite Privilege: 3 points per $1 on travel, 2 on dining, transportation, gas, EV, groceries.

3 points per $1 on eligible travel booked through the CIBC Rewards Centre9 (CIBC by Expedia10) 2 points on eligible dining, transportation, gas, electric vehicle charging and groceries8

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Aventura Visa (no fee): 1 point per $1 on travel and on gas, EV, grocery, drugstore.

1 point per $1 on eligible travel booked through the CIBC Rewards Centre5 (CIBC by Expedia6) 1 point per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases3

cibc.com: Travel rewards cards Checked

Aventura Gold Visa earns 2 per $1 on travel and 1.5 on gas, EV, grocery and drugstore; $139 fee.

CIBC Aventura® Gold Visa* Card ... 2 points per $1 on eligible travel booked through the CIBC Rewards Centre7 (CIBC by Expedia8) 1.5 points per $1 on eligible gas, electric vehicle charging, grocery and drugstore purchases6

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Aventura Visa earns 1 point per $2 on all other purchases.

1 point for every $2 spent on all other purchases

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Using Aventura Points

Round trip economy flights on the Aventura Airline Rewards Chart, from 10,000 to 20,000 points for short-haul Canada and US trips up to 75,000 to 125,000 points for the rest of the world.

Members must redeem at least 80% of the chart points for a flight; the rest can be charged to the card.

Within each chart band the points needed depend on the ticket price the airline sets.

Flexible Travel Rewards: points can cover up to 100% of travel booked through the CIBC Rewards Centre, including taxes and fees, with no minimum.

Payment with Points toward the credit card balance or select CIBC financial products; redemptions start at 4,000 points for a $25 payment.

Vacation packages, cruises, merchandise, gift cards and activities through CIBC Rewards.

Point value

It depends on the redemption. Payment with Points starts at 4,000 points for a $25 payment, about 0.6 cents a point. On the Aventura Airline Rewards Chart a short-haul round trip in Canada or the US costs 10,000 to 20,000 points for a ticket of up to $400, so the best case on that band is about 2 to 4 cents a point when the ticket is near the cap.

cibc.com: Aventura points flight search Checked

Official sources & quoted terms

Aventura Flight Rewards Chart points and maximum ticket prices by region.

Canada and U.S. (short-haul) ... 10,000 to 20,000 | $400 | Canada and U.S. (long-haul) ... 25,000 to 35,000 | $800

cibc.com: Aventura points flight search Checked

Chart for Mexico/Caribbean, Europe and rest of world.

40,000 to 60,000 | $1,000 | Europe | From a major gateway in Canada or U.S. to select destinations in Europe | 50,000 to 70,000 | $1,300 | Rest of the world ... 75,000 to 125,000 | $2,000

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At least 80% of the chart points must be redeemed; the rest can be charged.

To obtain an Airline Travel Reward using the Aventura Airline Rewards Chart, you must redeem at least 80% of the total number of Aventura Points required to purchase it.

cibc.com: Documents (PDF) Checked

Taxes and other charges are not included in Airline Travel Rewards.

Taxes and Other Charges are not included in Airline Travel Rewards. You can choose to charge Taxes and Other Charges to your Card or pay for them by redeeming Aventura Points using Flexible Travel Rewards.

cibc.com: Documents (PDF) Checked

Flexible Travel Rewards up to 100% of cost, no minimum.

Aventura Points may be redeemed for up to 100% of the cost of any Flexible Travel Reward booked through the Centre.

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No minimum redemption for Flexible Travel.

You may redeem any number of Aventura Points towards a Flexible Travel Reward purchase; there is no minimum redemption amount.

cibc.com: Documents (PDF) Checked

Payment with Points toward the card balance and select CIBC financial products.

Apply Aventura Points toward your Aventura card balance or select CIBC financial products with Payment with Points1.

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Conversion to Aeroplan only for accounts issued before October 1, 2013, 1 to 1 in 10,000 increments.

If you have an eligible Aventura Account issued before October 1, 2013, then the Primary Cardholder may convert Aventura Points to Aeroplan® points at an exchange rate of 1 to 1, but only in increments of 10,000 Aventura Points.

cibc.com: Documents (PDF) Checked

Payment with Points redemptions start at 4,000 points for a $25 payment.

Redemptions start at 4,000 points for a $25 payment.

cibc.com: Payment with points Checked

Points needed for a chart flight depend on the airline's ticket price.

The exact number of Aventura Points required to purchase a flight depends on ticket prices set by airlines.

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When Aventura Points expire

Points do not expire while the card is active and in good standing. If the cardholder closes the card account, points must be redeemed within 60 days or they are forfeited.

cibc.com: Travel rewards cards Checked

Official sources & quoted terms

Points do not expire while the card is active and in good standing.

As long as your travel card is active and is in good standing, your points don’t expire and you can use them whenever you’re ready.

cibc.com: Travel rewards cards Checked

After closing the card, points must be redeemed within 60 days.

If a Primary Cardholder or Business closes his/her/its Credit Card Account or declines to renew his/her/its Card, all Aventura Points in the Aventura Account must be redeemed within 60 days after the Credit Card Account is closed

cibc.com: Documents (PDF) Checked

Guide to points expiration

Membership benefits

No tiers.

Program partners

  • CIBC Rewards Centre (CIBC by Expedia)
  • Visa

cibc.com: Documents (PDF) Checked

Official sources & quoted terms

Travel is booked through the CIBC Rewards Centre / CIBC by Expedia, operated by Expedia.

Website means the websites operated by the Centre and which are located at www.CIBCRewards.com, or CIBCbyExpedia.com or such other website address(es) that replace it.

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About this profile

CIBC Aventura is the travel rewards program attached to CIBC Aventura credit cards in Canada. Cardholders earn Aventura Points on card purchases and redeem them through the CIBC Rewards Centre for flights on the Aventura Airline Rewards Chart, other travel, gift cards, merchandise or a credit to the card balance. There are no status tiers; the card held sets the earn rates and some redemption options.

Profiles are built from the program's own published terms. Source links, quotations and checked dates are included with each topic.

cibc.com: Rewards and points Checked

Official sources & quoted terms

Aventura is CIBC's rewards program governed by the Aventura Program Terms.

These Aventura Program Terms govern your Aventura Account and the collection and redemption of Aventura Points.

cibc.com: Documents (PDF) Checked

Cardholders earn Aventura Points toward travel and redeem for packages, cruises, merchandise, gift cards and activities.

Redeem rewards for vacation packages, cruises, merchandise, gift cards and one-of-a-kind activities.

cibc.com: Rewards and points Checked

Recent program changes

No recent changes listed.

Member questions

Answers from the published program terms.

What is CIBC Aventura?

Aventura is CIBC's travel rewards program for its Aventura credit cards in Canada. Cardholders earn Aventura Points on purchases, at rates that depend on the card, and redeem them for flights on the Aventura Airline Rewards Chart, other travel booked through the CIBC Rewards Centre, gift cards, merchandise or a credit to the card balance.

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How many Aventura Points do you need for a flight?

The Aventura Airline Rewards Chart covers round trip economy flights: 10,000 to 20,000 points for short-haul trips in Canada and the US (maximum ticket price $400), 25,000 to 35,000 for long-haul Canada and US ($800), 40,000 to 60,000 for Mexico, Hawaii and the Caribbean ($1,000), 50,000 to 70,000 for Europe ($1,300) and 75,000 to 125,000 for the rest of the world ($2,000). Taxes and fees are extra.

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Do Aventura Points expire?

No, as long as the card is active and in good standing. If you close the card, the points must be redeemed within 60 days, and only for certain reward types.

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Which cards earn Aventura Points?

The CIBC Aventura Visa (no annual fee), Aventura Gold Visa ($139), Aventura Visa Infinite ($139) and Aventura Visa Infinite Privilege ($499) earn Aventura Points, from 1 to 3 points per $1 depending on the card and purchase category.

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Can you convert Aventura Points to Aeroplan?

Only for eligible Aventura accounts issued before October 1, 2013, at 1 to 1 in blocks of 10,000 points. Other accounts cannot convert.

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How much are 20,000 Aventura Points worth?

It depends on how you redeem them. As a credit to the card balance through Payment with Points, 4,000 points make a $25 payment, so 20,000 points cover about $125. On the Airline Rewards Chart, 20,000 points is the top of the short-haul Canada and US band, which covers round trip economy tickets of up to $400 before taxes and fees.

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Do CIBC Aventura cards include airport lounge access?

The CIBC Aventura Visa Infinite Card includes 4 complimentary visits at more than 1,200 lounges through the Visa Airport Companion Program, and CIBC lists lounge access for the Aventura Gold Visa as well. The no annual fee CIBC Aventura Visa page does not mention lounge access.

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